Improve Cash Flow, enhance Employee Benefits at No-Net Cost

Are you a business owner struggling to make payroll? Have the rising costs of inflation made it harder to run your business? Are you tired of explaining price increases to your customers? Perhaps you want to offer more benefits to your employees but struggle to see how you can afford it.

At Blue Wave Financial, we are here to help. We have a proven track record of helping our clients increase their business cash flow, all while providing valuable benefits for your employees that integrate seamlessly with your existing payroll and health
insurance plans.

Calculate Your Savings

Our program is not mass marketed. It enhances employee satisfaction while delivering substantial savings for your company—no conflicts, only solutions.

Enrollment can happen anytime, not just during OEP. Start saving thousands today!

Schedule a Call To Learn More




Sample Case Studies

Trucking Company

Employees: 472

Number of Eligible Employees: 440

Employer –Annual Savings: $476,213.40

Employees Annual Increase in Net Pay: $951,018.62

Private School

Employees: 115

Number of Eligible Employees: 104

Employer –Annual Savings: $93,285.60

Employees Annual Increase in Net Pay: $43,920.72

National Steakhouse

Employees: 153

Number of Eligible Employees: 102

Employer – Annual Savings: $104,101.20

Employees – Annual Increase in Net Pay: $159,481.20

Health Care Equipment Company

Total Number of Employees: 454

Number of Eligible Employees: 339

Employer – Annual Savings: $299,401.20

Employees – Annual Increase in Net Pay: $290,074.98

Pest Control Company

Total Number of Employees: 116

Number of Eligible Employees: 109

Employer – Annual Savings: $101,353.20

Employees – Annual Increase in Net Pay: $130,062.96

Staffing Company

Total Number of Employees: 973

Number of Eligible Employees: 679

Employer – Annual Savings: $559,032.00

Employees – Annual Increase in Net Pay:$349,041.68

Sample Plan Benefits

VIRTUAL PRIMARY CARE

Entire household $0


VIRTUAL URGENT CARE

Telemedicine Platform 24/7 $0

PRESCRIPTION BENEFITS

$0 copay on all covered drugs

PRIMARY CARE PHYSICIAN

Convenient telemedicine access

WELLMETRICS®

2 part biometrics and genomics screenings and tests

USAGE STATISTICS

Including reporting dashboard functions

COACHING

Unlimited human performance coaching

TAX ADVICE SERVICES

On demand from SIA Gateway

HOSPITAL PLAN INSURANCE

Fixed cash payments

LABORATORY TESTING

With genomic screening

BEHAVIOR CHANGE

Learning activities and paths

BENEFIT INFORMATION

24 hour access to information & FAQ's

Schedule a Call To Learn More

 

FAQ

Frequently Asked Questions

faq

No, our platform integrates seamlessly into most payroll software. If for some reason your current payroll platform is not supported, we pay all development costs to implement.

Typically onboarding takes about 2-4 weeks for setup and another 2 weeks for employee enrollment. Savings is realized on the first payroll run of using our proprietary combination of a fully insured fixed indemnity insurance plan and a section 125 cafeteria plan.

Yes, we encourage you to. We even have CPAs and Attorneys available for you free of charge for full administrative support and legal due diligence.

Yes, we have clients willing to share their experiences with you. Contact your representative for more details.

We partner with Recuro Health, Health Advocate as well as Federal Life to implement our payroll optimization program.

Yes, we have a 24/7 call center available for both your HR staff as well as employees.

None! Our payroll optimization program is designed to provide better benefits for your employees, increase take home pay for your employees and provide substantial payroll savings at Zero- Net Cost for your business. It is truly a win for all parties involved.